Estate planning seminars are available for local clients. A representative from the office presents the seminar explaining:

•      The importance of having a will
•      How to get a will developed
•      Estate planning tax issues
•      Guardianship matters
•      Trust options
•      Power of attorney documents
•      Bequests
  
  The seminars are scheduled upon invitation by the representative.
   

Is this you?

• Most people don't have a valid last will and testament.
• Many people don't think they have enough assets to need a will or an estate plan.
• Most fail to realize that if you don't have a plan, the state decides what happens to your assets at the time of your death.
• And most people don't want to think about it.
  
   

You should investigate your estate planning options if you:

• Want to avoid probate
• Want to avoid or minimize estate taxes
• Have a handicapped or disabled child
• Have a child who is not a good money manager
• Are concerned with in-laws and step-children
• Are in poor health and concerned about decision-making
• Own any out-of-state real estate
• Have an estate of $150,000 or more
• Have children by a prior marriage

Living Trusts Are A Good Idea For Single Persons Too

If you are widowed, divorced, or unmarried,  a Living Trust offers protection for your estate as well.  If you become unable to handle your own affairs, a person of your choosing can step in immediately without any court involvement.  If you should ever marry, a Living Trust can help maintain your property as "separate" in the event of a divorce.  Most of all, A Living Trust can help your loved ones avoid all the headaches of probate.

© 2006 Bara Business & Investment Group, Inc.  All rights reserved.